Agricultural bridging loans

Farming & agricultural
bridging loans

We deliver farming and agricultural bridging loans to enable the purchase of additional land, property acquisition, diversification, plant & livestock with ease.

Why choose us...

Immediate decision in principle

Immediate decision in principle

All credit circumstances considered

All credit circumstances considered

Farm & agricultural bridging specialists

Farm & agricultural bridging specialists

Completion possible in 10-14 working days

Completion possible in 10-14 working days


Flexible solutions for short-term agricultural needs

With the ever-changing environmental & economic challenges, agricultural bridging loans, or farm financing, can provide fast and flexible solutions to invest in generational transfers, diversification, new plant, livestock, or access essential funding for change of use developments.

Who can apply for farming or agricultural bridging finance? 

As long as your asset(s) are in the UK our farm finance is open to both UK and foreign nationals including onshore and offshore borrowing vehicles.

So whether you are an individual, trading limited company, SPV limited company, or landowner, as long as you're the legal property owner, or will be once the property transaction has completed, we can help you obtain the funding you require.


Lending Criteria

Loan to value (LTV):

  • up to 70%
  • 1st & 2nd charges available

Loan term:

  • 3 to 24 months


  • England, Wales, Scotland & Northern Ireland

Loan amount:

  • £26,000 to £25m

Interest options:

  • serviced, retained, rolled-up

Interest rates:

  • from 0.75% per month


  • immediate


  • 10-14 working days

Exit strategy:

Danielle Brown

Danielle Brown

Senior Case Manager

Add to contacts

Speak with me today, I’ll help structure the right deal for you

No ifs no buts I’m here to help. We work smart and ensure your goals are achieved - regardless of your circumstances.

Book a call 02037 807610
Agricultural bridging loans

What can it be used for?

  • Farms, farmland, equestrian and agricultural property purchases
  • Property refurbishment
  • Refinancing existing borrowing
  • Livestock purchase
  • Recovery & restructure (Distressed or failing business that needs liquidity from secured loan)
  • Renewable energy developments (Green energy / Renewable projects)
  • Generational transfers
  • Property development

Get started

Cut through the red tape with our hassle-free application process. We can typically confirm immediately whether your application is likely to be successful.

Contact Us 02037 807610

Frequently asked questions

What is the need for agricultural finance?

Agricultural finance can be used in many different circumstances. Traditional farmers who grow cereals, raise livestock, have dairy may need to finance a gap in cashflow, or invest in stock, expansion or building renovation. Farmers may also wish to pass on the farm to their children through using a generational transfer. Owners of equestrian centres may wish to buy adjacent land to grow their business or expand their livestock. Those with farmland may be seeking to diversify into more lucrative revenue streams such as renewable energy, solar farms et.

What is agricultural finance?

Agriculture-related activities, from production to market, are financed. Not all rural financing is agricultural, and not all agricultural finance is rural. However, financial service providers who provide rural, micro, or agricultural credit frequently have aims and possibilities that overlap.

Can I get a loan on agricultural income?

To apply for this form of loan, the farmer or agricultural land owner usually does not need to rely on proof of income. It only necessitates the most basic documentation. Many lenders provide loan terms of up to 2 years on agriculture loans.

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