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Commercial Mortgages

What is a commercial mortgage?

Commercial mortgages allow you to buy or re-mortgage property that is mainly used for commercial, Buy-To-Let or business purposes. Mortgages are generally provided by banks, however, commercial mortgages can involve a more complex type of lending which requires a higher level of expertise and specialist lenders to arrange.

How Finanta can help

If you already have a commercial mortgage and want to free-up some capital, or are just looking for a better rate, then at Finanta our finance specialists can help you find the commercial mortgage that is right for you. We work alongside a large network of professional lenders to get you the best possible commercial mortgage terms with rates that are suited to your individual circumstances.

Whilst we appreciate there’s a lot to consider we can provide you with expert advice every step of the way from the initial valuations and arrangements to the final legal issues, so you can rest assured you’re in safe (and very experienced) hands.

Finanta arranges Commercial mortgages for:

  • Hotels, guest houses and B&Bs
  • Care homes
  • Commercial property development
  • Dental surgeries
  • Equestrian centres
  • Factories and warehouses
  • Farms
  • Golf clubs
  • Holiday properties and holiday parks
  • Office blocks
  • Private schools
  • Pubs and clubs
  • Retail units and shops
  • Stables

Flexible options

Of course, each business is entirely different. For example, owner-occupied businesses can normally expect a maximum loan-to-value of around 80%, whereas if you’re looking to divide your office building into smaller units the maximum mortgage loan-to-value can drop to around 70%. You can borrow anything from £25,000 up to £50 million, over a period of 3 to 25 years. We offer our customers the lowest rates possible and this includes interest only options. Whether you are a sole trader, limited company or partnership, we can arrange a mortgage for you. In certain circumstances, we can even provide 100% of the purchase price, you just need to provide additional security.

Poor credit history

You may have been rejected by other finance companies, do not have any proof of income, or you have defaults, CCJs or bankruptcy. But with our range of financing options available, we are confident that we can help you find the right mortgage.

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No credit history, No problem
Even if you do not have any proof of income, a poor credit history, or have defaults, CCJs or bankruptcy, we will still be able to offer you a finance deal.
The Finanta Team
We are the experts in providing short and long term financial solutions. Finanta, with its industry experienced team continues to go from strength to strength; growing its knowledge, funding lines and portfolio of satisfied clients. Our team is made up of highly experienced financial specialists. We are one of the most efficient and quickest short-term bridging loan specialists.
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